Corporate and Executive Benefits

Services include:

• Assist in the design and implementation of executive benefit programs
• Acting as a liaison between the carriers/vendors to provide group benefit programs that are in the best interest of their employees. As part of Element's ongoing consulting services, clients are communicated with on a daily basis when needed. The firm works with group carriers on service and claims issues
• Assistance with employee communications, including enrollments and introduction of coverage enhancements
• Analyzing plan data, including claims experience or changes in employee population, that may affect coverages
• Providing insight into legislative and regulatory changes
• Cost management approaches to help reduce health care costs
• Renewal projections, including a review of plan premiums, retention, claims, stop-loss levels, and reserve adequacies for self-insured plans
• Negotiating renewal offers
• Reviewing employee contribution levels
• Working closely with business owners and their financial professionals to help ensure that their insurance and investment plans are consistent with their personal and business objectives

Other Practice Areas:

• Financial Planning
• Insurance and Estate Analysis
• Asset Management