Corporate and Executive Benefits

Element helps employers of all sizes with the design, selection and implementation of benefit and retirement plans for their employees and executives.


Services include:

  • Assist in the design and implementation of executive benefit programs
  • Acting as a liaison between the carriers/vendors to provide group benefit programs that are in the best interest of their employees. As part of Element's ongoing consulting services, clients are communicated with on a daily basis when needed. The firm works with group carriers on service and claims issues
  • Assistance with employee communications, including enrollments and introduction of coverage enhancements
  • Analyzing plan data, including claims experience or changes in employee population, that may affect coverages
  • Providing insight into legislative and regulatory changes
  • Cost management approaches to help reduce healthcare costs
  • Renewal projections including a review of plan premiums, retention, claims, stop loss levels and reserve adequacies for self-insured plans
  • Negotiating renewal offers
  • Reviewing employee contribution levels
  • Working closely with business owners and their financial professionals to help ensure that their insurance and investment plans are consistent with their personal and business objectives

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This communication strictly intended for individuals residing in the states of AR,CA,CO,CT,DC,FL,GA,IN,MA,MD,NJ,NY,OH,OR,PA,PR,TN,TX,VA,VT,WI. No offers may be made or accepted from any resident outside these states due to various state regulations and registration requirements regarding investment products and services.
Investments are not FDIC- or NCUA-insured, are not guaranteed by a bank/financial institution, and are subject to risks,
including possible loss of the principal invested.
Securities and advisory services offered through Commonwealth Financial Network®.
Member FINRA, SIPC, a Registered Investment Advisor.
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